:root {
      --azul: #153a66;
      --azul-oscuro: #0d2544;
      --gris: #555b63;
      --gris-suave: #eef2f6;
      --gris-fondo: #f7f9fc;
      --blanco: #ffffff;
      --borde: #dfe6ee;
      --sombra: 0 20px 60px rgba(13, 37, 68, .10);
      --radio: 22px;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: Inter, "Segoe UI", Arial, sans-serif;
      color: var(--gris);
      background: var(--blanco);
      line-height: 1.65;
      -webkit-font-smoothing: antialiased;
    }

    a { color: inherit; text-decoration: none; }
    img { max-width: 100%; display: block; }
    .sr-only {
      position: absolute;
      width: 1px;
      height: 1px;
      padding: 0;
      margin: -1px;
      overflow: hidden;
      clip: rect(0, 0, 0, 0);
      white-space: nowrap;
      border: 0;
    }

    .topbar {
      background: var(--azul-oscuro);
      color: rgba(255,255,255,.82);
      font-size: 13px;
      padding: 8px 24px;
    }
    .topbar-inner {
      max-width: 1180px;
      margin: auto;
      display: flex;
      justify-content: space-between;
      gap: 20px;
      flex-wrap: wrap;
    }

    header {
      position: sticky;
      top: 0;
      z-index: 20;
      background: rgba(255,255,255,.92);
      backdrop-filter: blur(14px);
      border-bottom: 1px solid var(--borde);
    }
    .nav {
      max-width: 1180px;
      margin: auto;
      padding: 14px 24px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 28px;
    }
    .mobile-brand { display: none; }
    .home-link {
      width: 44px;
      height: 44px;
      flex: 0 0 44px;
      display: grid;
      place-items: center;
      border: 1px solid rgba(21,58,102,.22);
      border-radius: 50%;
      color: var(--azul);
      background: var(--blanco);
      transition: .2s ease;
    }
    .home-link svg { width: 21px; height: 21px; fill: currentColor; }
    .home-link:hover { color: var(--blanco); background: var(--azul); transform: translateY(-1px); }
    .menu {
      display: flex;
      align-items: center;
      gap: 24px;
      font-size: 14px;
      font-weight: 600;
      color: #344255;
    }
    .menu a:hover { color: var(--azul); }

    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      padding: 13px 22px;
      border-radius: 999px;
      font-weight: 700;
      font-size: 14px;
      transition: .2s ease;
      border: 1px solid transparent;
      cursor: pointer;
    }
    .btn-primary {
      background: var(--azul);
      color: var(--blanco);
      box-shadow: 0 12px 30px rgba(21,58,102,.22);
    }
    .btn-primary:hover { background: var(--azul-oscuro); transform: translateY(-1px); }
    .btn-outline {
      background: var(--blanco);
      color: var(--azul);
      border-color: rgba(21,58,102,.25);
    }
    .btn-outline:hover { border-color: var(--azul); transform: translateY(-1px); }

    .hero {
      position: relative;
      overflow: hidden;
      background:
        radial-gradient(circle at 80% 12%, rgba(21,58,102,.12), transparent 28%),
        linear-gradient(180deg, #ffffff 0%, #f7f9fc 100%);
      padding: 86px 24px 62px;
    }
    .hero::after {
      content: "";
      position: absolute;
      right: -140px;
      top: 80px;
      width: 520px;
      height: 520px;
      border: 58px solid rgba(21,58,102,.06);
      border-radius: 50%;
      pointer-events: none;
    }
    .hero-inner {
      max-width: 1180px;
      margin: auto;
      display: grid;
      grid-template-columns: 1.1fr .9fr;
      gap: 60px;
      align-items: center;
      position: relative;
      z-index: 1;
    }
    .hero h1 {
      color: var(--azul-oscuro);
      font-size: clamp(42px, 6vw, 72px);
      line-height: .98;
      letter-spacing: -0.055em;
      max-width: 760px;
      margin-bottom: 24px;
    }
    .hero p {
      font-size: 20px;
      max-width: 640px;
      color: #536173;
      margin-bottom: 32px;
    }
    .actions { display: flex; gap: 14px; flex-wrap: wrap; }

    .hero-card {
      background: rgba(255,255,255,.84);
      border: 1px solid rgba(21,58,102,.10);
      border-radius: 32px;
      padding: 34px;
      box-shadow: var(--sombra);
      position: relative;
      overflow: hidden;
    }
    .hero-card .logo-big {
      width: 100%;
      height: 270px;
      margin: 0;
      object-fit: contain;
      object-position: center;
      transform: scale(1.16);
      mix-blend-mode: multiply;
    }
    section { padding: 88px 24px; }
    .container { max-width: 1180px; margin: auto; }
    .section-head { max-width: 720px; margin-bottom: 38px; }
    .section-head.center { text-align: center; margin-left: auto; margin-right: auto; }
    .kicker { color: var(--azul); font-weight: 850; font-size: 13px; text-transform: uppercase; letter-spacing: .12em; margin-bottom: 12px; }
    h2 { color: var(--azul-oscuro); font-size: clamp(30px, 4vw, 46px); line-height: 1.08; letter-spacing: -0.035em; margin-bottom: 14px; }
    .section-head p { font-size: 18px; color: #637083; }

    .solutions {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 18px;
    }
    .card {
      background: var(--blanco);
      border: 1px solid var(--borde);
      border-radius: var(--radio);
      padding: 28px;
      transition: .2s ease;
      min-height: 226px;
    }
    .card:hover { transform: translateY(-4px); box-shadow: var(--sombra); border-color: rgba(21,58,102,.25); }
    .icon {
      width: 48px;
      height: 48px;
      border-radius: 15px;
      display: grid;
      place-items: center;
      background: rgba(21,58,102,.08);
      color: var(--azul);
      font-size: 24px;
      margin-bottom: 18px;
    }
    .card h3 { color: var(--azul-oscuro); font-size: 20px; margin-bottom: 9px; }
    .card p { color: #667386; font-size: 15px; }

    .light { background: var(--gris-fondo); }
    .branches-grid {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 20px;
    }
    .branch-finder {
      display: grid;
      grid-template-columns: minmax(0, 1.6fr) minmax(220px, .8fr);
      gap: 16px;
      padding: 22px;
      margin-bottom: 12px;
      border: 1px solid var(--borde);
      border-radius: 22px;
      background: var(--blanco);
      box-shadow: 0 12px 36px rgba(13,37,68,.06);
    }
    .branch-field span { display: block; color: var(--azul-oscuro); font-size: 13px; font-weight: 800; margin-bottom: 7px; }
    .branch-field input, .branch-field select { margin-bottom: 0; background: var(--gris-fondo); }
    .branch-status { color: #667386; font-size: 14px; min-height: 24px; margin: 0 4px 20px; }
    .branches-grid.is-filtering .branch-card { display: none; }
    .branches-grid.is-filtering .branch-card.is-visible { display: flex; }
    .branch-card {
      display: flex;
      flex-direction: column;
      background: var(--blanco);
      border: 1px solid var(--borde);
      border-radius: var(--radio);
      padding: 26px;
      box-shadow: 0 12px 36px rgba(13,37,68,.06);
    }
    .branch-heading { display: flex; align-items: center; gap: 14px; margin-bottom: 18px; }
    .branch-heading small { color: #69778a; font-size: 12px; font-weight: 750; text-transform: uppercase; letter-spacing: .08em; }
    .branch-heading h3 { color: var(--azul-oscuro); font-size: 22px; margin-top: 2px; }
    .branch-pin {
      width: 48px;
      height: 48px;
      flex: 0 0 48px;
      display: grid;
      place-items: center;
      border-radius: 15px;
      background: rgba(21,58,102,.08);
      color: var(--azul);
      font-size: 26px;
    }
    .branch-address { color: #344255; font-weight: 750; margin-bottom: 14px; }
    .branch-detail { color: #667386; font-size: 14px; margin-bottom: 7px; }
    .branch-detail strong { color: #344255; }
    .branch-detail a { color: var(--azul); font-weight: 750; overflow-wrap: anywhere; }
    .branch-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: auto; padding-top: 22px; }
    .branch-action {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 7px;
      min-height: 44px;
      padding: 10px 12px;
      border: 1px solid rgba(21,58,102,.22);
      border-radius: 14px;
      color: var(--azul);
      font-size: 13px;
      font-weight: 800;
      text-align: center;
    }
    .branch-action:hover { border-color: var(--azul); background: rgba(21,58,102,.05); }
    .branch-call { background: var(--azul); color: var(--blanco); border-color: var(--azul); }
    .branch-call:hover { background: var(--azul-oscuro); color: var(--blanco); }

    .contact {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 26px;
      align-items: start;
    }
    form, .contact-info {
      background: var(--blanco);
      border: 1px solid var(--borde);
      border-radius: 28px;
      padding: 30px;
      box-shadow: 0 15px 45px rgba(13,37,68,.05);
    }
    label { display: block; color: var(--azul-oscuro); font-weight: 750; font-size: 14px; margin: 0 0 7px; }
    input, select, textarea {
      width: 100%;
      border: 1px solid var(--borde);
      border-radius: 15px;
      padding: 14px 15px;
      margin-bottom: 15px;
      font: inherit;
      color: #344255;
      outline: none;
      background: var(--gris-fondo);
    }
    input:focus, select:focus, textarea:focus { border-color: var(--azul); background: var(--blanco); }
    textarea { min-height: 120px; resize: vertical; }
    .phone-row { display: grid; grid-template-columns: minmax(110px, .38fr) 1fr; gap: 12px; }
    .contact-info h3 { color: var(--azul-oscuro); font-size: 24px; margin-bottom: 20px; }
    .info-row { padding: 15px 0; border-bottom: 1px solid var(--borde); }
    .info-row:last-child { border-bottom: none; }
    .info-row strong { color: var(--azul); display: block; font-size: 13px; text-transform: uppercase; letter-spacing: .08em; }

    .contact-float-button {
      position: fixed;
      right: 24px;
      bottom: 24px;
      z-index: 35;
      display: inline-flex;
      align-items: center;
      gap: 10px;
      min-height: 54px;
      padding: 13px 20px;
      border: 0;
      border-radius: 999px;
      background: #17845f;
      color: var(--blanco);
      box-shadow: 0 16px 40px rgba(14,104,74,.34);
      font: inherit;
      font-size: 14px;
      font-weight: 800;
      cursor: pointer;
    }
    .contact-float-button:hover { background: #0f6548; transform: translateY(-2px); }
    .contact-float-button svg { width: 24px; height: 24px; fill: currentColor; }
    .contact-float-panel {
      position: fixed;
      right: 24px;
      bottom: 92px;
      z-index: 36;
      width: min(410px, calc(100vw - 32px));
      max-height: calc(100vh - 116px);
      overflow-y: auto;
      padding: 24px;
      border: 1px solid var(--borde);
      border-radius: 26px;
      background: var(--blanco);
      box-shadow: 0 24px 70px rgba(13,37,68,.30);
    }
    .contact-float-panel[hidden] { display: none; }
    .contact-float-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 18px; }
    .contact-float-head small { color: var(--azul); font-size: 12px; font-weight: 850; text-transform: uppercase; letter-spacing: .09em; }
    .contact-float-head h2 { font-size: 25px; margin: 4px 0 0; }
    .contact-float-close {
      width: 38px;
      height: 38px;
      flex: 0 0 38px;
      border: 0;
      border-radius: 50%;
      background: var(--gris-fondo);
      color: var(--azul-oscuro);
      font-size: 26px;
      line-height: 1;
      cursor: pointer;
    }
    .contact-float-form { padding: 0; border: 0; border-radius: 0; box-shadow: none; }
    .contact-float-form input, .contact-float-form textarea { padding: 11px 13px; margin-bottom: 11px; }
    .contact-float-form textarea { min-height: 92px; }
    .contact-float-form .btn { width: 100%; }

    footer {
      background: #0a1728;
      color: rgba(255,255,255,.72);
      padding: 54px 24px 24px;
    }
    .footer-grid {
      max-width: 1180px;
      margin: auto;
      display: grid;
      grid-template-columns: 1.4fr 1fr 1fr;
      gap: 34px;
    }
    .footer-logo { width: 190px; background: white; border-radius: 18px; padding: 10px; margin-bottom: 16px; }
    footer h4 { color: white; margin-bottom: 12px; }
    footer a { display: block; margin: 8px 0; color: rgba(255,255,255,.68); }
    footer a:hover { color: white; }
    .copy { max-width: 1180px; margin: 34px auto 0; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.10); font-size: 13px; color: rgba(255,255,255,.45); }

    .reg-footer {
      background: #073b6f;
      color: #ffffff;
      margin: 42px -24px -24px;
      padding: 44px 24px 34px;
      text-align: center;
      border-top: 1px solid rgba(255,255,255,.12);
    }
    .reg-inner {
      max-width: 1240px;
      margin: auto;
    }
    .reg-title {
      font-size: clamp(17px, 2vw, 23px);
      line-height: 1.45;
      font-weight: 850;
      letter-spacing: .01em;
      margin-bottom: 22px;
      text-transform: uppercase;
    }
    .reg-subtitle {
      font-size: 20px;
      font-weight: 850;
      margin-bottom: 20px;
    }
    .saa-cards {
      display: grid;
      grid-template-columns: repeat(2, minmax(260px, 1fr));
      gap: 18px;
      margin: 24px auto 26px;
      max-width: 980px;
    }
    .saa-card {
      background: rgba(255,255,255,.09);
      border: 1px solid rgba(255,255,255,.16);
      border-radius: 20px;
      padding: 20px;
      text-align: left;
    }
    .saa-card strong {
      display: block;
      font-size: 13px;
      text-transform: uppercase;
      letter-spacing: .08em;
      margin-bottom: 8px;
      color: rgba(255,255,255,.92);
    }
    .saa-card p { margin: 4px 0; color: rgba(255,255,255,.88); }
    .saa-card a, .reg-footer a {
      color: #ffffff;
      text-decoration: underline;
      display: inline;
      margin: 0;
    }
    .reg-text {
      max-width: 1180px;
      margin: 14px auto;
      font-size: 17px;
      line-height: 1.7;
      color: rgba(255,255,255,.94);
    }
    .fiscal-qr {
      width: 96px;
      margin: 26px auto 22px;
      border-radius: 4px;
      box-shadow: 0 12px 30px rgba(0,0,0,.18);
    }
    .ssn-banner {
      width: min(760px, 92vw);
      margin: 0 auto;
      background: white;
      border-radius: 3px;
    }
    .regulatory-visual {
      display: block;
      width: min(980px, 96vw);
      height: auto;
      margin: 26px auto 0;
      border-radius: 0;
      box-shadow: none;
    }

    .faq-layout {
      display: grid;
      grid-template-columns: minmax(0, 1.35fr) minmax(280px, .65fr);
      gap: 28px;
      align-items: start;
    }
    .faq-finder {
      display: grid;
      grid-template-columns: minmax(0, 1.6fr) minmax(220px, .8fr);
      gap: 16px;
      padding: 22px;
      margin-bottom: 12px;
      border: 1px solid var(--borde);
      border-radius: 22px;
      background: var(--blanco);
      box-shadow: 0 12px 36px rgba(13,37,68,.06);
    }
    .faq-finder input, .faq-finder select { margin-bottom: 0; background: var(--gris-fondo); }
    .faq-status { color: #667386; font-size: 14px; min-height: 24px; margin: 0 4px 20px; }
    .faq-list { display: grid; gap: 12px; }
    .faq-list .faq-item { display: none; }
    .faq-list .faq-item.is-visible { display: block; }
    .faq-item {
      background: var(--blanco);
      border: 1px solid var(--borde);
      border-radius: 18px;
      overflow: hidden;
      transition: .2s ease;
    }
    .faq-item[open] { border-color: rgba(21,58,102,.28); box-shadow: 0 12px 34px rgba(13,37,68,.07); }
    .faq-item summary {
      list-style: none;
      cursor: pointer;
      padding: 19px 54px 19px 20px;
      color: var(--azul-oscuro);
      font-weight: 800;
      position: relative;
    }
    .faq-item summary::-webkit-details-marker { display: none; }
    .faq-item summary::after {
      content: "+";
      position: absolute;
      right: 20px;
      top: 50%;
      transform: translateY(-50%);
      color: var(--azul);
      font-size: 24px;
      font-weight: 500;
    }
    .faq-item[open] summary::after { content: "−"; }
    .faq-answer { padding: 0 20px 20px; color: #637083; }
    .faq-contact {
      background: linear-gradient(145deg, var(--azul-oscuro), var(--azul));
      color: var(--blanco);
      border-radius: 26px;
      padding: 30px;
      position: sticky;
      top: 96px;
      box-shadow: var(--sombra);
    }
    .faq-contact h3 { font-size: 24px; line-height: 1.2; margin-bottom: 12px; }
    .faq-contact p { color: rgba(255,255,255,.82); margin-bottom: 22px; }
    .faq-contact .btn { background: var(--blanco); color: var(--azul); width: 100%; }

    .document-toolbar {
      display: grid;
      grid-template-columns: minmax(0, 1.6fr) minmax(220px, .8fr);
      gap: 16px;
      padding: 22px;
      margin-bottom: 12px;
      border: 1px solid var(--borde);
      border-radius: 22px;
      background: var(--blanco);
      box-shadow: 0 12px 36px rgba(13,37,68,.06);
    }
    .document-toolbar input, .document-toolbar select { margin-bottom: 0; background: var(--gris-fondo); }
    .document-status { color: #667386; font-size: 14px; min-height: 24px; margin: 0 4px 20px; }
    .document-grid[hidden] { display: none; }
    .document-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
    .document-card {
      display: flex;
      flex-direction: column;
      min-height: 245px;
      padding: 26px;
      border: 1px solid var(--borde);
      border-radius: var(--radio);
      background: var(--blanco);
      transition: .2s ease;
    }
    .document-card:hover { transform: translateY(-3px); border-color: rgba(21,58,102,.25); box-shadow: var(--sombra); }
    .document-icon {
      width: 48px;
      height: 48px;
      display: grid;
      place-items: center;
      margin-bottom: 18px;
      border-radius: 15px;
      background: rgba(21,58,102,.08);
      color: var(--azul);
      font-size: 13px;
      font-weight: 900;
    }
    .document-card h2 { font-size: 20px; line-height: 1.25; letter-spacing: -.02em; }
    .document-card p { margin-bottom: 22px; color: #667386; font-size: 14px; }
    .document-actions { display: flex; gap: 9px; flex-wrap: wrap; margin-top: auto; }
    .document-actions .btn { padding: 10px 16px; }
    .document-pending {
      display: inline-flex;
      align-items: center;
      padding: 9px 14px;
      border: 1px solid var(--borde);
      border-radius: 999px;
      background: var(--gris-fondo);
      color: #738094;
      font-size: 13px;
      font-weight: 800;
    }
    .documents-error { color: #9b2c2c; }

    .form-honeypot {
      position: absolute !important;
      left: -10000px !important;
      width: 1px !important;
      height: 1px !important;
      overflow: hidden !important;
    }
    .recaptcha-wrap { margin: 2px 0 18px; min-height: 78px; }
    .form-status { margin: 0 0 16px; padding: 13px 15px; border-radius: 13px; font-weight: 750; font-size: 14px; }
    .form-status:empty { display: none; }
    .form-status.success { color: #12653d; background: #e8f7ef; border: 1px solid #b8e4ca; }
    .form-status.error { color: #912424; background: #fff0f0; border: 1px solid #f0c2c2; }
    #contact-submit[disabled] { opacity: .65; cursor: wait; }

    body.popup-open { overflow: hidden; }
    .commercial-popup-backdrop {
      position: fixed;
      inset: 0;
      z-index: 1000;
      display: grid;
      place-items: center;
      padding: 24px;
      background: rgba(5,18,34,.7);
      backdrop-filter: blur(5px);
    }
    .commercial-popup {
      position: relative;
      width: min(560px, 100%);
      max-height: calc(100vh - 48px);
      overflow: auto;
      padding: 38px;
      border-radius: 28px;
      background: var(--blanco);
      box-shadow: 0 28px 90px rgba(0,0,0,.3);
    }
    .commercial-popup h2 { padding-right: 28px; }
    .commercial-popup-message { margin: 0 0 26px; color: #536173; font-size: 17px; white-space: pre-line; }
    .commercial-popup-close {
      position: absolute;
      top: 15px;
      right: 16px;
      width: 40px;
      height: 40px;
      border: 0;
      border-radius: 50%;
      background: var(--gris-fondo);
      color: var(--azul-oscuro);
      font-size: 27px;
      line-height: 1;
      cursor: pointer;
    }
    .commercial-popup-close:hover { background: var(--gris-suave); }

    @media (max-width: 900px) {
      header {
        position: static;
        backdrop-filter: none;
      }
      .nav { flex-wrap: wrap; justify-content: center; gap: 14px; }
      .mobile-brand {
        display: flex;
        order: -1;
        width: min(340px, 92vw);
        height: 168px;
        justify-content: center;
        align-items: flex-start;
        padding: 0;
        overflow: hidden;
      }
      .mobile-brand img {
        width: min(340px, 92vw);
        height: auto;
        flex: 0 0 auto;
        transform: translateY(-78px);
        mix-blend-mode: multiply;
      }
      .menu {
        display: flex;
        order: 3;
        width: 100%;
        justify-content: center;
        flex-wrap: wrap;
        gap: 10px 18px;
        padding-top: 12px;
        border-top: 1px solid var(--borde);
        font-size: 13px;
      }
      .hero-inner, .contact { grid-template-columns: 1fr; }
      .solutions, .footer-grid, .saa-cards { grid-template-columns: 1fr; }
      .hero { padding-top: 52px; }
      .hero-card { display: none; }
      .topbar-inner { justify-content: center; text-align: center; }
      .faq-layout { grid-template-columns: 1fr; }
      .faq-finder { grid-template-columns: 1fr; padding: 18px; }
      .faq-contact { position: static; }
      .document-grid { grid-template-columns: 1fr; }
      .document-toolbar { grid-template-columns: 1fr; padding: 18px; }
      .branches-grid { grid-template-columns: 1fr; }
      .branch-finder { grid-template-columns: 1fr; padding: 18px; }
      .phone-row { grid-template-columns: 1fr; gap: 0; }
      .recaptcha-wrap { transform: scale(.88); transform-origin: left top; margin-bottom: 8px; }
      .commercial-popup { padding: 30px 24px; }
      .contact-float-button { right: 14px; bottom: 14px; padding: 13px 17px; }
      .contact-float-panel { right: 12px; bottom: 80px; width: calc(100vw - 24px); max-height: calc(100vh - 94px); padding: 20px; }
    }

    @media (max-width: 520px) {
      .hero .actions { display: grid; grid-template-columns: 1fr; width: 100%; }
      .hero .actions .btn { width: 100%; }
    }